What’s Stopping You From Buying a Home?

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If you love our Fulton Homes but you aren’t sure you can make the purchase at this point, let us help you explore your options. We have some great solutions – solutions that may surprise you.

If your credit is less than perfect:

With three preferred lenders, we can offer access to a variety of mortgage products that provide flexibility and affordability. Our lenders will work with you if your credit is not perfect, and can help you understand what you need to do to repair your credit so that you will be able to buy a Fulton Home. Over 20,000 people have been successful and we can help you too. But you’ll never move forward if you don’t get started.

If you experienced a short sale, foreclosure or bankruptcy recently:

Most people have heard that they won’t be able to buy another home for anywhere from three to as many as seven years. The good news is that mortgage programs and lending standards are lightening up, and you may be surprised at your eligibility. One of our preferred lenders can help you determine what will work for your situation.

If you’re concerned that you may not have enough cash for a down payment:

Some of our mortgage programs require only 3% or 5% down, or possibly even zero down! And with some of the changes in government mortgage insurance (PMI) programs, you can still end up with a low monthly payment.

If you have an existing home that needs repairs or updates:

The Fulton Homes Trade-In Program™ some of the top resale agents and brokers in Arizona can provide advice on everything from home renovations to staging. They’ll help you get the most from your current home.

If you’re upside down or have no equity in your current home:

Are you sure about that? Home prices are going up again in this area. Our Trade-In Program™ helps you understand your home’s value and maximize your resale price, all with reduced commissions.

Decorate Using the Four Elements: Water

water-3-cropped-webWhen decorating a pool area, it’s natural to lean toward the element of water in your design decisions. You already have the blue from the pool, and sand tones or grey bring a natural look to the space. Blue and white also make a great combination for a water-themed space. In this photo, the light hardscaping is the color of driftwood, which makes the area feel a bit beach-like.

water-cropped-webYou don’t actually need water to have a water-themed area. Take a look at this butler’s pantry to the left. The natural stone backing combined with the countertop creates the feeling of water running down the wall and across the counter into the small sink. This mood is enhanced by the clear glasses along with gold and silver metallic accessories. The water theme makes this spot the perfect place to serve drinks to family and friends.

water-2-cropped-webA bathroom is the most logical place to carry through a water theme. Once again, even without the blue-green color scheme that is common to water spaces, the sensation of water can come by using ultra-shiny tile in a vertical display, as the photo on the right shows. In both smaller photos, placing a light above the wall so that it shines across the surface helps create that feeling of water flowing.

Whether you use this concept outside by a pool or water feature, or inside near a sink or bathroom, expanding the water theme beyond the function of a space into the design allows you to enhance your home décor. All photos are from Fulton’s Legacy community.

Decorate Using the Four Elements: Fire

fire-3-cropped-sized-webThe power of fire first shows in a room with color choice. Look for red, rust, maroon, orange and gold. A fire room reflects the flames of an open fire either with the main color or in accents. Notice how this room brings rust tones into the living area through curtains, furniture, dining chairs, throw pillows and the tabletop décor.

Look next for some sort of open flame, or a close representation. In this room the two-tier chandelier holds electrified versions of candles. You may even find a candle-abra with actual candles in some fire rooms.

Accessories are often glass, formed when sand meets fire, in vivid colors. Notice the large glass bowl on the coffee table, colored like the flames that created it.

fire-2-cropped-webKitchens are effective rooms to introduce a fire theme because of their focus on cooking food. This amazing range and hood from Bertazzoni perfectly represents fire, with its style patterned on the company’s original wood stove design, enameled in this fire-inspired dark red.

fire-1-cropped-webTake a look at this cozy breakfast nook. Once again the lighting
sends a fire message. You can imagine real candles in those glass shades. The rich metallic tile on the built-in breakfront brings fire colors to your attention, supported by orange and rust tones in accessories and the tablescape. A smoky wall color finishes up the look.

Fireplaces and outdoor fire pits always help create a fire-driven mood. On cold nights, everyone will feel warmer in a room designed with fire in mind. All photos are from Fulton’s Legacy community.

Decorate Using the Four Elements: Air

air photoAs we mentioned in our last blog, it’s interesting to take the long-ago perspective that the universe is made up of only four elements: Earth, Air, Fire and Water.  Today, let’s take a look at what a room would look like if it had an Air focus.

Vaulted ceilings, skylights and large windows fit this image. The ceiling is definitely a star in this photo. The coffered inlay is highlighted by the white trim and sunlight that creates magic shadows against the far wall. Silver and glass accessories suit air, as well as the subtle shades of grey that make up the color palette.

Notice the number of curves in the space, just as air curves as it passes buildings and trees. Even the plant in the back has an airy flow to it.

air 3This photo celebrates air, with the collage of planes in the background. Clearly this room was designed with air in mind. Again the color scheme reflects grey with soft lavender highlighted on the wall. A ceiling fan is a natural addition to an air-focused room. Skylights and clerestory windows also reflect the air feeling. Both photos are from the model homes at Legacy.

If you’re always looking up at the sky and enjoy having everything light and bright in your home, then maybe a focus on air is right for you.

In our next two blogs, we’ll look at what fire and water designs feel like.

Decorate Using the Four Elements: Earth

Mediterranean at Ironwood Crossing EarthLong before the science of chemistry came into existence, ancient philosophers and scientists thought the universe consisted of only four elements: Earth, Air, Fire and Water. And even though we know better now, it’s still fun to use these concepts to decorate your home. Let’s take a look at a room with an emphasis on earth.

The colors start the analysis. Earth tones predominate in this space. Notice the dark brown wood, brown sofas and beige and brown chairs. Brown and rust drapes complete the color scheme. There are a few touches of red and green – in the plants and the arrangement on the dining table. The deep blue of the throw pillows isn’t normally thought of as an earth tone, but against the brown sofas and combined with pillows that include that shade of blue along with earth-tone stripes, it works.

Next, let’s look at materials. Stone predominates, with the strong stone facing on the fireplace and porcelain tile in the dining area. Notice also the  pottery accessories on the coffee table. The clay that produced these three pieces is the ultimate earth material.

Choosing a warm wall color and the warm-toned shade of the table lamp at the back of this photo also echoes the feeling of the Earth element.

Are you the most comfortable in an Earth-focused family room? What other elements make a room feel like it’s connected to the earth for you?

Ottoman Coffee Table Designed for Comfort

fulton family roomThis family room spells comfort. One reason is the choice of an ottoman coffee table. It practically begs you to put your feet up and relax. When you’re planning your family room, style has value, but be sure to build in comfort too. Let’s take a look at some of the ways this room makes everyone who enters it feel at home.

Softness: Yes, a sofa is standard equipment for a family room, but this one has oversized cushions and plenty of throw pillows. It’s big enough for everyone to spread out and relax. When you choose a sofa, make sure it invites people to sit and get comfortable.

Ottoman Coffee Table: This choice is so much more inviting than a hard surface. The tray works well when people need to set down food or drinks, but there is still room for resting your feet. This oversized ottoman suits the sectional, but the graceful legs and space under the cushion keeps it from feeling too heavy.

Curves: This room offers a wealth of curves to keep everything soft and flowing. From the circular tray centered on the ottoman to the wavy lines of the table lamps and oval dinette chairs, this room shows a soft line. There are even curves above several doorways.

Gentle Colors: Grey and cream with just a touch of rosy pink keeps the room on a soothing plane. Most of the light is tempered by shades and the dark floor provides just enough contrast to keep the space interesting.

When you design your family room, don’t let comfort stop with an ottoman coffee table. Instead, build coziness into every space along with style and you will have a home that everyone will enjoy.

Planning Your Outdoor Kitchen

Legacy Models 064If you plan to cook and entertain outside it’s important to make your outdoor space work for your specific needs. The outdoor kitchen shown photo above, from the Legacy community is just one example. Here are some issues to consider when planning an outdoor kitchen space.

Grill: Do you want a stand-alone grill or one built into a counter? Would you prefer the convenience of gas or do you like the flavor provided by charcoal? How much do you want to invest in your outdoor grill? How large a grill will you need to cook enough for all of your family and guests when you entertain?

Electricity: Are there other items you would appreciate in your outdoor kitchen that would require electricity? Maybe you’d like a blender to mix icy drinks for parties, or a coffeepot for an outdoor brunch? Think about the possibilities.\

Water: Would a sink come in handy so that you could rinse dishes and pots before taking them inside? What about being ready to rinse off countertops and tables before eating outside? If you think you’d need more than a hose, consider an outdoor sink.

Lighting: Are you likely to entertain and even cook after dark? Some well-planned task and ambient lighting can create a wonderful atmosphere for entertaining and enable you to keep on grilling long after the sun goes down.

Counters and Seating: Some outdoor kitchens feature counter seating, allowing you to cook and chat with family and friends at the same time. Those counters can also serve as a buffet when it’s time to serve.

If you think about how you will use your outdoor space, you can make sure that your outdoor kitchen is everything you want it to be.

Kitchen Pantry Pleasure

pantry 2 fultonOver the years, homeowners have enjoyed the pleasure and convenience of walk-in closets, and now many homeowners are discovering the benefits of a walk-in kitchen pantry.

Once a common feature in farmhouse kitchens where food storage was as important as preparation, pantries are now a luxury well worth the investment. Here are some of the advantages.

Large container storage: If you’re a fan of those warehouse stores, often you may need to set up a spot in the garage to hold the space-robbing containers of canned goods or paper products. With a pantry, you control shelf height, enabling you to fit even the most massive purchases right next to the kitchen.

Easy visibility: Instead of having to search through cabinets and drawers to find the cranberry sauce or soup, everything is easily visible when you walk in.

Perfect for storing serving pieces: The long shelves provide the space you need for larger trays or stock pots.

Off the kitchen but not in the kitchen: That much storage space would create a bank of bulky floor-to-ceiling cabinets in your kitchen extending out into the family room. Instead with a pantry an incredible amount of kitchen storage is just a doorway away.

Hidden storage: When guests come, simply close the door to hide the pantry and everything inside it. It’s also a perfect place to put half-empty bags and boxes of crackers or chips where they are out of sight but easy to grab when restocking appetizers or snacks at a party.

How will you use your walk-in pantry? Chances are once you have one, you’ll constantly find new ways to incorporate it into your regular kitchen routine, and you’ll wonder how you ever cooked or entertained without it!

Bring Color Outside

exterior color 1For years, the best way to introduce color to your patio or courtyard was through flowers or painted furniture. But today’s indoor-outdoor fabrics allow you to introduce cushion color to your outdoor living areas. Here are some suggestions for making your exterior areas as colorful as your home is inside.

Plan a color scheme: Just as every room in your home has a predominant color or set of colors, you want to do the same for outdoor areas. Consider issues such as the type of patio, plants and trees, and whether you have a pool or other water feature.

The photo above uses light terracotta for the hardscaping combined with dark brown beams on the cabana. The choice of dark furniture combined with rich rust cushions allows the seating area to stand out while still complementing the entire outdoor space. The splash of color makes that seating a focal point in the yard, drawing guests to the comfort of a space designed for conversation.

exterior color 2Bring in patterns: The photo to the right uses a neutral color scheme to fit well with the warm wall and fountain surround. Here the contrast comes from patterned throw pillows. They add interest to the seating area along with a touch of modern style. Indoor-outdoor fabrics are now available in a variety of patterns in every style and color combination.

exterior color 3Combine color and pattern to add interest: The furniture waiting to be distributed on this patio combines a tone-on-tone stripe with a pop of bright red. Don’t hesitate to use vivid colors in controlled ways to make your outdoor space interesting and inviting. See this patio furniture in person when you visit Fulton Home’s Legacy community.

 

Light or Dark: Designing your Dream Kitchen

Kitchen 2 Design Center 052 (1)When you start designing your dream kitchen, the first choice you make is your cabinets. Do you want light wood or even painted cabinets, or darker stained wood? Each has advantages and disadvantages. \

If your kitchen has limited natural light, the painted cabinets bring a natural brightness into the space. They also work well with stained wood floors. One choice that adds interest to this particular kitchen is using dark cabinets on the island. This allows it to serve as a focal point in the kitchen and adds a nice contrast to the ivory.

Kitchen 1Dark cabinets, on the other hand, provide richness to the kitchen and really play up the lighting. The light countertops provide a strong counterpoint to the dark wood, making it seem to glow. Darker cabinets are also less likely to show fingerprints from little smudgy fingers if you have children helping themselves to cabinet items.

Both kitchens contain stainless steel appliances, which gives you a good idea of how stainless works with the two types of cabinets.

Painted cabinets have a more old-fashioned feel, because they were popular in the old-style farmhouse kitchens of the past. Some of today’s choices, however, such as glazes and more non-traditional colors and styles, can shift those cabinets to work well in a contemporary home also.

Which do you prefer? You can see both these kitchen vignettes close-up during the Fulton Design Center browse night coming up on Thursday March 5th, 2015. We hope to see you there.