Tag Archives: guide to buying a home

What’s Stopping You from Buying a New Fulton Home?

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Inventory-Home-143webIn our last blog we talked about some of the concerns that may keep you from thinking you can buy a Fulton Home. Let’s take a look at some other issues you may be facing or questions you may have.

If you are upside down on your mortgage, you may still have an option to buy:

Our Guaranteed Lease Program allows you to lease your existing home and buy a new Fulton home with that income. If you’re not sure how to handle renting out your property, this program lets you get a guaranteed three-year lease on your current home. Any of our salespeople can provide details on this choice.

If you think that renting is cheaper than buying:

Think again. Buying a new home is still a better choice in most situations. Our large selection of homes is designed to fit a number of budgets and lifestyles. Visit one or more of our communities and compare your current rent to the monthly payment using our mortgage calculator. With the tax benefits you may be surprised at the affordability of buying.

If you’re worried that new homes are too far away from the center of things:

We build many beautiful communities in established areas of the Valley such as Chandler and Gilbert. You’ll find they are close to shopping, restaurants and jobs. On-site amenities such as aquatic centers, parks and trail systems, tot-lots and green spaces help make your home community a great place to spend your leisure time. And our communities are known to stand the test of time.

If you’re not sure that single family homes are right for you:

You might want to check out our homes designed for the “lock and leave” lifestyle. Homes at The Reserve at Fulton Ranch and Cooley Station are not your traditional single family homes. And you still get the benefit of lush common areas, community pools and other amenities you normally see at resorts.

If you have other concerns, talk to us. Contact us online or visit one of our sales offices and give us a chance to help – odds are we can, no matter what your issues are!

What’s Stopping You From Buying a Home?

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If you love our Fulton Homes but you aren’t sure you can make the purchase at this point, let us help you explore your options. We have some great solutions – solutions that may surprise you.

If your credit is less than perfect:

With three preferred lenders, we can offer access to a variety of mortgage products that provide flexibility and affordability. Our lenders will work with you if your credit is not perfect, and can help you understand what you need to do to repair your credit so that you will be able to buy a Fulton Home. Over 20,000 people have been successful and we can help you too. But you’ll never move forward if you don’t get started.

If you experienced a short sale, foreclosure or bankruptcy recently:

Most people have heard that they won’t be able to buy another home for anywhere from three to as many as seven years. The good news is that mortgage programs and lending standards are lightening up, and you may be surprised at your eligibility. One of our preferred lenders can help you determine what will work for your situation.

If you’re concerned that you may not have enough cash for a down payment:

Some of our mortgage programs require only 3% or 5% down, or possibly even zero down! And with some of the changes in government mortgage insurance (PMI) programs, you can still end up with a low monthly payment.

If you have an existing home that needs repairs or updates:

The Fulton Homes Trade-In Program™ some of the top resale agents and brokers in Arizona can provide advice on everything from home renovations to staging. They’ll help you get the most from your current home.

If you’re upside down or have no equity in your current home:

Are you sure about that? Home prices are going up again in this area. Our Trade-In Program™ helps you understand your home’s value and maximize your resale price, all with reduced commissions.

Questions you should ask before Buying a New Home

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HRM1437Finding just the right home can be tedious and confusing. Regardless of where you buy your home, getting the answers to certain questions will help ensure you make the right decision. We hope it will make the process pleasant and simple so you can feel confident about your new home choice.

 

When you ask these questions – and any others you may come up with, look for straightforward answers and supporting documentation. Be cautious if the salesperson doesn’t answer your questions or is vague with answers.

 

Question 1: Who will be performing the final walkthrough on our home before we move in?

If a member of the same construction team that built your home also conducts the final walk-through, they may miss or avoid pointing out things. Look for a walk-through from a person or group that is separate from the construction team and that doesn’t answer to it.

Fulton Homes has a separate customer care department that accompanies you at the final walkthrough, giving you a fresh set of eyes to identify any issues with your home. This is a separate division of Fulton Homes that does not answer to the construction division.

Question 2: Do you have a Design Center?

A Design Center allows you to see flooring and other options for making your home uniquely yours. There are samples of your choices and a designer to help you create the perfect home for you.

Fulton Homes has a 13,000-square-foot design center located in Tempe. This is the largest Design Center in Arizona. The Design Center is staffed with highly trained professional designers who will help guide you through your selection process.

Question 3: Will you remain my primary point of contact throughout the entire process?

Some companies hand homebuyers off to other people or divisions as a home moves through the construction process through to completion. This can lead to mis-communication and a lack of accountability.

At Fulton Homes, each sales associate is considered a manager of their community, allowing them to resolve issues that may arise. All sales associates have direct access with the senior level management team of Fulton Homes, including Mr. Fulton himself. As a result, over the past 10 years, 96 percent of all Fulton Homes customers said they would recommend their sales associate.

Question 4: Can you give me a list of your builder’s communities that are 5 to 10 years old?

If you want to make sure your home will be part of a stable and inviting community for years after you buy it, the place to look is the other communities the homebuilder built in the past. Go visit one or more of these older communities to make sure your future neighborhood will still be appealing in five or ten years.

 

We encourage you to visit any of our established communities, which you can find listed on our website. As you visit the Fulton Homes communities, be sure to notice the neighborhood amenities and open spaces.

 

Question 5: Can you tell me the total price of my house BEFORE I sign the contract?

At Fulton Homes we will. Any other builder that will not or cannot tell you the total price of their homes before you sign the contract should make you suspicious.

These are just a few of the questions you should ask before choosing your new homebuilder. For more questions and homebuyer advice, visit our website at: http://www.fultonhomes.com/12-questions and download your free copy of our homebuyer’s guide.